This article was originally published in 2015 and has been updated to reflect current resources as of February 2026.
Have you had the talk yet? No, not “that talk”. To mix a metaphor, the birds and the bees are already out of the barn at this point.
The talk we're refering to here is about your financial plan. The next time your family gathers for a holiday or special occasion may be a good opportunity to start the conversation. Below are some practical tips you can use to get the conversation started.

