Carnegie Investment Counsel Blog


5 Savvy Moves During a Bear Market

Posted by Gary Wagner on Mar 30, 2020 3:30:00 PM

What should we do in a bear market? That’s the question we’ve been hearing a lot these last few days. Here are five ideas for things you can do right now to set yourself up for success in the days ahead.

Read More

Topics: Financial Planning

Personal + Finance: 6 Big Life Events When You Should Call Your Financial Advisor

Posted by Linda Fousek on Mar 25, 2020 10:00:00 AM

Our feelings and finances are often intertwined. As advisors, when we meet with clients, most of the time we spend more time discussing the personal side of finance than the dollars and cents.

Read More

Topics: Financial Planning

A Few Things That May Impact Your Wealth

Posted by Raz Pounardjian on Mar 6, 2020 1:30:00 PM

Here are our thoughts on a few factors that may impact your wealth. 

Read More

Topics: Financial Planning

New FICO Credit Scoring and How It May Impact You

Posted by Gary Wagner on Feb 25, 2020 11:45:00 AM

Changes in how your credit score is calculated are coming this summer, and they may impact your access to different types of loans and the interest rate on those loans. Fair Isaac Corporation (FICO) will introduce its FICO Score 10 Suite in the coming months for use by the three primary credit bureaus, Equifax, Experian and TransUnion.

Read More

Topics: Financial Planning

How Much Should I Have Saved for My Retirement at Age 30, 40 and beyond?

Posted by Gary Wagner on Feb 19, 2020 2:15:00 PM

So many people ask, “how much should I have saved for retirement?” Well, there are many retirement savings “rules of thumb” out there. In this article, we will share some of the common recommendations and even debunk a few.

NOTE: Be sure to read to the end where we share our real answer for the question of how much retirement savings you should have at age 30, 40, 50 and beyond. 

Read More

Topics: Financial Planning

Considering a Female Financial Advisor? Here Are 3 Ways to Find the Perfect Fit for You

Posted by Heidi Rose on Feb 11, 2020 12:00:00 PM

How to choose the best financial advisor for you


Looking for a female financial advisor? At Carnegie Investment Counsel, we asked three of our female financial advisors for tips about how to find the best investment advisor for you. They emphasized that team members at Carnegie, male or female, focus on providing a customized and hands-on approach to services from financial planning to portfolio management. The point is to assess any advisor for the best fit when choosing a long-term financial partner.

Read More

Topics: Financial Planning, Investment Management

What Is the SECURE ACT? Top 4 Ways It May Impact Your Retirement Planning, plus 2 Pitfalls to Avoid

Posted by Byran Blackburn on Jan 28, 2020 11:15:00 AM


How the new SECURE ACT rules may change how you save for retirement


In mid-December 2019, the “Setting Every Community Up for Retirement Enhancement” (SECURE) Act was included as part of a massive spending bill approved by Congress.

Notably, this may be one of the most significant pieces of retirement legislation in years.  

Read More

Topics: Financial Planning, Investment Management

6 Sandwich Generation Financial Planning Tips

Posted by Gary Wagner on Jan 16, 2020 11:15:00 AM


How to care for others by caring for yourself first financially

Ongoing changes to the structure of the typical American family unit have created a new designation known as the “sandwich generation.”

The sandwich generation is defined as those Americans who are simultaneously responsible for their own children and their aging parents. Across the country, these middle-aged adults are finding themselves increasingly compelled to manage a multi-generational extended family, effectively “sandwiched” between their children and elderly parents.

Read More

Topics: Financial Planning

Financial Literacy Tips for Young Adults: How to Prepare the Next Generation for Financial Wellness

Posted by Gary Wagner on Dec 19, 2019 11:00:00 AM

The upcoming holidays are a great time to share financial wellness tips with the young adults, grandchildren and young relatives in your life. As families gather, it is important to pass on stories and traditions. So why not the traditions of financial literacy as well? With accelerating college debt, the young people in your life may be most in need of guidance.

Here are some healthy financial practices to share this season:

Read More

Topics: Financial Planning

Watch the Video: 7 Landmark Birthdays to Help You Map Your Retirement Plans

Posted by Gary Wagner on Dec 10, 2019 11:15:00 AM

“Retirement age” can mean different things to different people, as there are many things to consider when choosing your planned retirement age.

Well-conceived planning in the years before your actual retirement day can make a significant difference in the ultimate value of the assets available to you in retirement. Tax implications and the rules surrounding Social Security benefits make it important to be aware of key dates.

Here’s a look at factors that might help you choose the best planned retirement age for you.


Read More

Topics: Financial Planning

Share this Blog


Carnegie Cropped eBook No Shadow-min

"Top 4 Questions to Ask Before Hiring a Financial Advisor"

What You'll Learn

  • The difference between fiduciary and suitability standards
  • Learn how some advisors may not be required to work in your best interest
  • Be aware of various types of hidden costs
  • The importance of third party custodians
  • The difference between fee-based and fee-only

Download Your Copy of the eBook Below

Recent Posts

Subscribe here for monthly blog updates!