As part of a new series, we share more about our financial advisors. In this article, we interview Heidi Rose, a CERTIFIED FINANCIAL PLANNER™. At Carnegie Investment Counsel, every office location has access to a CERTIFIED FINANCIAL PLANNER™team member through virtual teams. Here is our interview with Heidi Rose: 

For many Americans today, Social Security is one of their most substantial retirement assets. In fact, nearly all U.S. workers and their families will qualify for some benefits under the system, originally enacted in 1935. Social Security benefits can be viewed as a portion of the “replacement income” that people need once they decide to retire.

While it is certainly a topic that is difficult for many of us to contemplate, what happens when we succumb to the inevitable and depart this life? What benefits under the Social Security program are available for surviving partners and children? Do parents of the deceased qualify for benefits?

In the world of finance, we are continually learning and seeking high-quality data and information to help us make the best decisions for our clients' wealth.

Our advisors truly enjoy providing financial advice and guidance to those around them, but we were curious about the best financial advice they have ever received. We asked them to share one thing that has helped them achieve success.

So, here are eight valuable points to consider adding to your knowledge bank.